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Joseph is a 30-year-old government employee who works as a primary school teacher. A father to three children, he is married and lives in Kagadi, Uganda. He has been in this profession for eight years and was inspired into service by his love of nurturing young people. Low salary is his major challenge; his salary is not enough to meet his family's needs. His dream is to venture into the housing business. Joseph is requesting a loan to buy cement and iron sheets to complete his commercial house.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

About Uganda

  • $1,800
    Average annual income
  • 284
    View loans »
    Uganda Loans Fundraising
  • $31,111,650
    Funds lent in using Kiva
  • 2,713.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Joseph to buy cement and iron sheets to complete his commercial house.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 7, 2013
Currency Exchange Loss:
Jan 19, 2015