Gilbert, age 50, is a farmer. He lives with his wife and their four children in Kyenjojo, Uganda. Five years ago, he decided to venture into a retail business in order to meet his family's day-to-day expenses, since farming is seasonal. Like all traders, he faces the challenge of price fluctuation.
His business plan is eventually to own a wholesale shop, as well as to venture into commercialized agriculture. He is a good father to his children and desires to help them attain university degrees.
Gilbert intends to use the loan to buy general merchandise such as sugar and salt to offer for sale.