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Update on Ahlam

Ahlam is a 37-year-old mother of two boys and two girls. She started a small business at home, selling baby pampers to help her husband in paying some household bills. Ahlam buys baby pampers in large quantities from the factories and a wholesales market and repacks them in smaller quantities to sell. Now, Ahlam has applied for a loan to buy more pampers and also some cleaning products to sell.

Previous Loan Details

Ahlam, 34 years old, is a married lady with four children. Ahlam has been working at her house for the last five years buying large quantities of baby pampers and tissues and repackaging them into smaller quantities to sell. She then added another line to her home-based retail business selling cl... More from Ahlam's previous loan »

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Jordan

  • $6,100
    Average annual income
  • 20
    View loans »
    Jordan Loans Fundraising
  • $8,201,975
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Ahlam to buy more pampers and cleaning products sell.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Dec 30, 2012
Jan 7, 2013
Currency Exchange Loss:
Jul 17, 2014