Biruta is 54 years old. She works at a local library of the district where she lives. Her husband works at a gas-filling organization and earns there 400 AZN (Azerbaijani New Manat). They have three children.
Nineteen years ago, to support her family and help her husband, Biruta started an agriculture business. She runs her business well, each year increasing the number of sheep.
Biruta requested a loan from VFAC to buy more sheep. The income helps her to keep the business stable.
They have an unfinished house under construction. Her business is relied upon by the family, and depending on her income, she plans to finish building work on the house.
About VisionFund AzerCredit:
Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.