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Biruta is 54 years old. She works at a local library of the district where she lives. Her husband works at a gas-filling organization and earns there 400 AZN (Azerbaijani New Manat). They have three children.

Nineteen years ago, to support her family and help her husband, Biruta started an agriculture business. She runs her business well, each year increasing the number of sheep.

Biruta requested a loan from VFAC to buy more sheep. The income helps her to keep the business stable.

They have an unfinished house under construction. Her business is relied upon by the family, and depending on her income, she plans to finish building work on the house.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 42
    View loans »
    Azerbaijan Loans Fundraising
  • $13,981,775
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD