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Update on Natalya

Natalya has already taken advantage of several Kiva loans. Thanks to this financial assistance, she was able to open a new retail location where she sold Christmas merchandise, toys and decoration, which was a very timely move before the holiday sales boom in Ukraine. She now operates three retail spots.

This time, Natalya is turning to Kiva once again, in order to purchase warm slippers, gift sets decorative ornaments for the winter season worth 21,000 hryvnia. She hopes to take advantage of steady sales to firmly establish her third retail outlet.
View original language description ↓
Наталья уже несколько раз пользовалась кредитами КИВА. Благодаря полученной финансовой помощи Наталья смогла открыть новую точку для торговли новогодними товарами, игрушками и украшениями, что было так своевременно перед праздничным бумом в Украине. Теперь у нее три торговых точки.
В этот раз Наталья снова обратилась за помощью именно к КИВА для того, чтобы закупить теплые тапочки, а также подарочные наборы и декоративные украшения под реализацию в зимний сезон на 21 000 гривен. Она надеется за счет стабильных продаж укрепить третью точку в развитии.

Previous Loan Details

Thanks to her previous loan, Natalya was able to stock additional merchandise and increase her profits. This time, she is requesting a loan to purchase slippers and rubber boots for the fall season. Natalya can buy merchandise outside of its season at lower prices, thereby increasing her profits.... More from Natalya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Natalya to purchase merchandise for resale during the winter season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 14, 2013
Currency Exchange Loss:
Jan 18, 2014