Update on IngaInga lives in Khoost in western Ukraine. She sells second-hand clothing and other goods from a rented retail location. Inga has been in this business for the past 2 years. Things were difficult in the beginning due to stiff competition. However, Inga made a bet on more refined merchandise, which she always displays attractively on her tables for the customers, and it sold well.
This time, Inga cannot do without additional funds in the amount of 20,000 hryvnia. She is planning to expand the range of her merchandise and to stock up on second-hand winter clothing and bedding for resale.
В этот раз Инге не обойтись без дополнительных финансовых средств в размере 20 000 гривен. Она планирует увеличить разнообразие товара, закупить зимнюю одежду секонд хенд и постельное белье б/у для реализации.
Previous Loan DetailsInga has been engaged in business for two years. She sells secondhand clothing. Inga says that it was difficult to get started because there is a lot of competition in the market. Her sociability and pricing helped Inga cope with competition and win the trust of loyal customers. Inga plans to… More from Inga's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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