Espérance is a member of the Abanyeshaka group and lives in Bujumbura. She is 50 years old and married to Charles, a watchman. They have four children aged between 16 and 28, three of which are students. She has two dependent grandsons who are students.
She has been selling bananas, fresh manioc and potatoes for 28 years.
This is her 10th loan from Turame. With her Kiva credit, she will increase her capital and buy potatoes and beans for sale as new products.
The income from her commerce enables her to meet the family’s needs. Over the coming years she would like her children to continue their studies so that they in turn can help her in the future.
Espérance fait partie du groupe Abanyeshaka et habite à Bujumbura. Elle a 50 ans et est mariée à Charles, un veilleur. Ensemble ils ont 4 enfants, âgés de 16 à 28 ans, dont 3 étudient.
Elle a sous sa charge ses deux petits fils qui étudient.
Elle fait le commerce de banane, de manioc frais et de pomme de terre depuis 28 ans.
Elle est à son dixième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter de la pomme de terre et du haricot, à revendre comme de nouveaux produits.
Le gain de son commerce, lui permet de satisfaire les besoins familiaux. Dans les prochaines années, elle voudrait voir ses enfants continuer les études pour qu’ils l’aide à leur tour dans les années à venir.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.