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Rowena
This is Rowena, 34, a resident of Tanza, Philippines. Her partner in life is Genelito, a worker abroad. She is a mother to her children. She, together with her children, manages their household as they operate the business. At this time, she and her partner are working hard to provide income to their family.

Rowena operates an internet café business. Services like this become a need as customers’ demand increases. Her main patrons are students, who require her services for school requirements. She has customers who need to rent computers for business purposes like writing a resume and office documentation, as well as customers who just love to surf the net and visit any social network. She earns a minimum of PHP 500 in profit every day.

To help her continue operations of her business, she is requesting a PHP 20,000 loan. She will be utilizing the loan to buy additional computer parts and accessories needed in her business. She expects a boost in her business income as she expands her business.

Rowena hopes to expand her business and have more computers. She dreams of giving all her children a good quality education. She faithfully meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 1173
    View loans »
    Philippines Loans Fundraising
  • $54,849,700
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Rowena to pay for additional computer parts and supplies needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 11, 2012
Listed
Jan 6, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013