Nuevo Porvenir (Cuenca) Group
One of the members of this group is Olfa. She joined the communal bank "Nuevo Porvenir" 6 years ago. She is 37 years old and is married. She and her husband have 2 children, aged 17 and 15, who attend a local school. Her husband works daily in construction as a mason. They live in a home that they bought through their joint work.
Olfa does the housework, but as she lives in the countryside she also farms. The crops she grows are only for the family's consumption. She also raises and sells guinea pigs, sheep, and chickens, and knits scarves and sweaters that she sells to her friends and acquaintances, since this is a skill that she had learned.
Olfa will use this loan to buy guinea pigs and chickens.
Olfa's goal is to grow her animal husbandry business.
Una de las socias de este grupo es la Señora. Olfa, forma parte del banco comunal Nuevo Porvenir hace 6 años, tiene 37 años de edad, está casada y en su unión conyugal ha concebido 2 hijos de 17 y 15 años que estudian en un colegio de la localidad. Su esposo labora diariamente en la construcción como albañil, la casa en la que viven es el fruto del trabajo conyugal.
La Señora Olfa se dedica a los quehaceres de su hogar pero como vive en el campo su actividad económica es la agricultura, lo que cosecha es solo para el consumo de su hogar, cría y vende cuyes, borregos y pollos, también realiza tejidos como son bufandas y chompas las cuales las vende a sus amigas y conocidas esta actividad la ha aprendido por habilidad.
Su crédito lo va a invertir en la compra de cuyes y pollos.
Su meta es crecer en su negocio de cría de animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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