San Miguel (Cuenca) Group
One of the members of this group is Rosa. She has been part of the communal bank for 12 years. She is 41 years old and married. In her marriage, she has conceived four children, one of whom is married and lives independently. Two of her children work and help out financially. Her youngest daughter is studying at a college in the city. Her husband works in construction and teaches bricklaying. The house that the family lives in is their own.
Mrs. Rosa washes clothes three days a week. She does not have a set schedule; she goes home when she is finished. At home, she works around the house and raises pigs, chickens, sheep, and rabbits, which she sells in the community.
She is going to invest her new loan in the purchase of pigs and food for the animals.
Her goal is to finish (building) her house.
In the photo, there is one ex-member (of the group) who is wearing a red hat.
Una de las socias de este grupo es la Señora Rosa, forma parte de la banca comunal hace 12 años, tiene 41 años de edad, está casada y en su unión conyugal ha concebido 4 hijos, uno de sus hijos es casado y vive independiente, dos de sus hijos trabajan y le ayudan económicamente y su ultima hija está estudiando en un colegio de la ciudad. Su esposo labora en el área de la construcción ya que trabaja como maestro albañil, la casa en la que viven es de su propiedad.
Doña Rosa se dedica a lavar ropa 3 días a la semana sin un horario fijo ya que se regresa a casa cuando termina, en casa se dedica a su hogar y a la cría de cerdos, pollos, ovejas y conejos a los que los vende en su comunidad.
Su nuevo crédito lo va a invertir en la compra de cerdos y alimento para sus animales.
Su meta es terminar su casa.
En la foto está una ex socia la cual está con una gorra roja.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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