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Elshad is a 30-year-old married man with three children. His main business is selling milk, yogurt, cheese and curd. With the income he earns, he has started to buy barley seed and sows the land that he owns. He is selling the harvest to generate additional income. The diseases of animals and high drug costs hinder his business. His plan for the future is to increase the number of his animals. With this loan, Elshad intends to buy a cow that will be the first step to his goal and will increase his milk production.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 16
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Elshad to buy a cow to increase milk production.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 6, 2013
Currency Exchange Loss:
Mar 17, 2014