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Shahin is 43 years old. He lives with his wife and four children aged 5, 13, 15 and 17. Three of them are in school. He runs an agricultural business. In particular, he has three milk cows whose milk is used in milk products. Also, he sells cattle that he buys as calves, fattens and resells locally at a good price. Shahin is a very hardworking man with 17 years experience in his business. In future, he plans to increase his number of breeding animals.
He requested a loan to purchase one milk cow. This will increase the income of the family. This cow will provide him with more milk produce and earn extra income that will improve his living standards and pay for his children’s education.

Lack of a readily available market and his own land to graze animals are his major challenges in farming.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 20
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD