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Ilham is a 45-year-old farmer. He lives with his wife and four children. Three of the children are still in school. Ilham has been farming for 25 years, producing milk and milk products and raising animals that he sells at the local market in his area. His family has no additional source of income.

Ilham is requesting a 1,600 Azerbaijan new manat loan from VisionFund AzerCredit (VFAC) to buy one head of cattle. This will provide him with more products and increase his income that will help boost his living standards and pay for his children’s education. Ilham plans to expand his farm to guarantee the future of his children.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Ilham to buy one head of cattle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 27, 2013
Jan 6, 2013
Currency Exchange Loss:
Mar 17, 2014