Update on Ena JesúsThe communal bank of Mujeres Unidas meet twice a month in the canton of Jipijapa, a canton known as the Sultana of Coffee because of the extensive coffee plantations which produce an incomparable flavor, for its cuisine and the warmth of its people.
Ena lives here. She is 61 years old, married and has six adult children with four of them still living with her. Her husband is a farmer.
In order to help meet the household expenses Ena has a business. She has a little store in her home where she sells all types of provisions including legumes, vegetables, fruit, various bazaar items and stationery. She invests the loans in her store but this time every year half of the money is to buy seed, fertilizer, and insecticides for her husband to use on the crops that he grows in the winter cycle.
She is repeating her loan as the previous one left her with good earnings with which she could pay many of the household expenses. She will use this loan to buy provisions for her store, seed, fertilizers and insecticides for her husband’s business. She has been with the communal bank since the beginning more than 16 years ago and she likes it because she has made many friends in the group.
Her goals are to continue getting ahead in her business and for her store to grow every day.
En este lugar vive la señora Ena, tiene 61 años de edad, está casada y de esta relación tienen seis hijos los mismos que ya son mayores de edad pero cuatro de ellos aun vive con ella. Su esposo es agricultor.
Doña Ena para ayudar a solventar los gastos del hogar se dedica al comercio, tiene una pequeña tienda en su casa donde vende todo tipo de víveres además de legumbres, verduras y frutas, ciertos artículos de bazar y papelería, ella invierte los créditos en su tienda pero esta vez como todos los años en esta fecha la mitad del dinero del crédito es para comprar semillas, fertilizantes e insecticidas para que su marido las utilice en los cultivos que siembra en el ciclo invernal.
Ella está repitiendo el crédito ya que el anterior le dejo buenas ganancias con las cuales pudo solventas muchos gastos de su hogar. Este crédito lo va a emplear para comprar víveres para su tienda, semillas, fertilizantes e insecticidas para el negocio de su esposo. Está en el Banco Comunal desde el inicio hace más de 16 años y le gusta porque ha hecho muchas amigas en el grupo.
Sus metas son seguir adelante en su negocio y que su tienda crezca cada día
Previous Loan DetailsThe Mujeres Unidas communal bank meets every two weeks in the Jipijapa canton. It is known as the Sultana of Coddee, because of the extensive coffee crops which have an incomparable flavor. It is also known for its cuisine and the warmth of its people. This is where Ena lives. She is 61 years... More from Ena Jesús's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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