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Armando Fredy
Armando is a very hardworking young man. He lives in the city of Carhuaz, located in the Peruvian sierra with temperatures between 11 and 21 °C. This city is also characterized by having one of the most popular tourist attractions, which is the Nevado de Pastoruri. It also has the "Shaqsha" dancers. Armando lives with his wife and from their union they have a small son for whom Armando would give his life. He loves him very much and that is why he works hard to be able to offer him a worthy life and above all make him into a good person. Armando is a young man who really wants to get ahead and that is why every day he goes out to work as a taxi driver. With this work, he pays for his household expenses. He believes that his work is going well for him because he is very friendly with his passengers and above all because he is charismatic.

Armando is very grateful to the Kiva lenders for the help they have offered him. With it, he will be able to do general maintenance on his vehicle and that way have a vehicle in good condition and be able to drive more safely. This way, he can keep fighting to make his biggest dream come true: "having a taxi business and giving his son a good career".
View original language description ↓
Armando es un joven muy trabajador, vive en la ciudad de Carhuaz, ubicada en la sierra peruana con temperaturas comprendidas entre 11 y 21 °C, esta ciudad tambien se caracteriza por poseer uno de sus atractivos turisticos mas visitados el cual es el Nevado de Pastoruri, asimismo podemos apreciar los danzantes de "Shaqsha". Armando vive al lado de su esposa y nfruto de su amor tiene un pequeño hijo por el cual Armando daria la vida ya que lo ama mucho y por ello se esfuerza para poder bridarle una vida digan y sobre todo convertirlo en una persona d ebien. Armando es un joven con muchas ganas de salir adelante y es por ello que cada dia sale a trabajar como chofer de taxi, ya que con el fruto de su trabajao solventa ls gastos de su hogar; el cree que le va bien en su trabajo porque es muy amable con los clientes y sobre todo porque es muy carismatico.

Armando esta muy agradecido con los prestatarios Kiva ya que gracias al apoyo que le han brindado el podra realizar un mantenimiento general a su vehiculo y de esta manera podra tener un vehiculo en buenas condiciones y poder conducir de manera mas segura, asi seguira luchando para poder hacer realidad su mas grande sueño:" Tener su empresa de Taxis y darle una buena profesion a su hijo".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Armando Fredy to do maintenance on his car.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 6, 2013
Currency Exchange Loss:
Jan 17, 2014