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Angelica Esperanza
Angelica is 21 years old. She is a young woman who is eager to get ahead and above all to help her two-year-old son succeed. She is a single mother and works very hard with great love and effort to be able to provide a decent life for her little one.

Angelica gets up very early every day because she has a business selling clothing. She works about nine hours a day and has run her business for approximately two years. She believes it is going well because she is friendly with her customers and because she offers high quality products at good prices.

Angelica is very grateful to Kiva lenders because, thanks to their help, she will be able to purchase two glass cabinets to display her merchandise along with summer clothing, such as shorts, skirts, men's underwear (bvds) and bathing suits, among other items. In this way she will be able to show her merchandise better, offer greater variety and thus improve her earnings. This will allow her to continue struggling to make her greatest dreams a reality: that her son will become a professional and that she will own a large clothing store one day..
View original language description ↓
Angelica tien 21 años de edad es una joven con muchas ganas de salir adelante y sobre todo sacar adelante a su hijo de tan solo 2 años de edad, ya que ella es madre soltera y con mucho amor y sobre todo esfuerzo dia a dia trabaja muy duro para poder brindarle una vida digna a su pequeño. Angelica cada dia se levanta muy temprano ya que ella tiene su negocio de venta de ropa, ella trabaja alrededor de 9 horas al dia y lleva en su negocio alrededor de 2 años; ella cree que le va bien en su negocio porque es amable con los clientes y porque ofrece productos de calidad a precios comodos.

Angelica esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podra comprar 2 vitrinas para exhibir sus productos y comprar ropa de verano como short, faldas, bividis, ropas de baño, entre otros, de esta manera ella podra mostrar mejor sus productos y poder tener mayor variedad y asi mejorar sus ingresos y seguira luchando por hacer realidad su mas grande sueño:" Darle una profesion a su hijo y poder tener una gran tienda de ropa".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $600 helped Angelica Esperanza to purchase glass cabinets and merchandise.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2012
Listed
Jan 6, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014