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Svetlana

Update on Svetlana

Svetlana used her previous loan for dentistry work. In the past year she has grown her business - making wedding decorations and decided to stop working as a preschool teacher as she earned a very small salary there. Svetlana is a very active and goal oriented young woman. Her goal is to expand her business in order to be able to rent her own residence. Svetlana is asking for a loan to purchase materials to decorate wedding cars and interiors. She enjoys making wedding decorations and it seems that Svetlana's clients also like her work very much.
View original language description ↓
Светлана использовала предыдущий кредит на лечение зубов. За последний год она развила свой бизнес - изготовление свадебных декораций и решила окончательно уйти с работы воспитателя, т.к. там она получала очень маленькую зарплату. Светлана - очень активная и целеустремленная девушка. Ее цель - развить свой бизнес, чтобы иметь возможность снимать свое собственное жилье. Светлана просит предоставить ей кредит для закупки материала для декорации свабедных авто и помещений. Ей очень нравится заниматься свадебной декорацией и похоже, что клиентам Светланы ее работа тоже очень нравится.

Previous Loan Details

Svetlana was born in Khusta. She works in a kindergarten as an assistant teacher. In her spare time, she engages in a hobby – she makes decorations for wedding cars – from which she earns additional revenue. Svetlana has her own client base. Her hobby grew into a small business two years ago. ... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Svetlana to purchase materials for wedding decorations.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2012
Listed
Jan 6, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013