Nilson works diligently as a bricklayer for nine hours each day. His hours may be longer and depend on the size of the project. When there is no construction work available, he drives a motor taxi to support for his family. He says things are going well because he is responsible and because he strives to give his family the better life he wishes for them.
Nilson thanks the Kiva lenders whose help will allow him to improve his house. He will build a small room and repair cracks in walls damaged by regular earthquakes. This will make his family's living conditions better and let him keep striving to achieve his dream: "to have his own well-built home and give his son a good education."
Con mucho esfuerzo y dedicacion Nilson trabaja en su negocio como albañil, el trabaja alrededor de 9 horas al dia y en algunas ocasione spuede trabajar mas tiempo ya que depende mucho del tamaño de la construccion que realice, asimismo cuando no tiene construcciones por realizar el trabaja como chofer de mottaxi, con el fin de no dejar de llevar el sustento para su familia; el cree que le va bien en su negocio porque es responsable y sobre todo desea darle a su familia una vida mejor y por ello se esfuerza para lograrlo.
Nilson esta muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podra mejorar su vivienda contruyendo un pequeño cuarto para su pequeño y tambien refaccionar las paredes de su vivienda que se encuentran agrietadas debido a ls continuos sismos, de esta manera el podra mejorar la calidad de vida de su familia y seguira luchando por hacer realidad su mas grande sueño:" Tener su casa propia de material noble y darle una buena educacion a su hijo".
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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