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Lucero
Lucero is 23 years old and has a one-year-old son. She provides for him by herself, because the father of her child abandoned her shortly after he was born. Lucero wakes up every day with the motivation to do everything well in order to give her son a better quality of life, and above all to give him plenty of love and care.

Due to her limited financial resources, Lucero was only able to study until the fifth grade of secondary school, but she would have very much liked to study a culinary degree.

With plenty of effort and savings, Lucero managed to establish a business selling groceries. She works for about 10 hours and serves up to 15 customers daily. She believes that her business is going well because she is responsible and friendly to customers. Above all, she has faith in God and therefore everything is going well.

Lucero is very grateful for the Kiva lenders because thanks to their help, she will be able to buy shelves as well as merchandise for her business, such as noodles, canned food, and legumes, among others. She will then be able to better display her products and have a greater variety, which will allow her to continue fighting every day to make her greatest dream come true: that her son will become a professional and that she will have a minimarket someday.
View original language description ↓
Lucero e suna joven de 23 años de edad, es madre de un pequeño de 1 añito y al cual saca adelnate sola ya que el padre de su pequeña la abandono cuando su hijito solo era un recien nacido, es por ello que cada dia Lucero se levanta con muchas ganas de hacer las cosas bien para poder ofrecerle a su hijo una mejor calidd de vida y sobre todo darle mucho amor y cariño. Debido a sus pocos recursos economicos Lucero solo pudo estudiar hasta el quinto grado de secundaria, pero le hubeira gustado mucho poder estudiar gastronomia.

Con mucho esfuerzo y ahorro lucero logro inicar su negocio de venta de abarrotes al cual le dedica alrededor de 10 horas al dia y puede atender hasta 15 clientes diariamente; ella cree que le va bien en su negocio porque es responsable y amable con los clientes; pero por sobre todas las cosas tiene mucha fe en Dios y por ello todo le va bien.

Lucero esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda qu ele han brindado ella podra comprar un andamio y tambien comprara mercaderia para su negocio como fideos, conservas, menestras, enter otros, de esta manera ella podra exhibir mejor sus productos y tener mayor variedad de ellos, lo que le permitira seguir luchando cada dia para poder hacer realidad su mas grande sueño:" Darle una profesion a su hijo y tener un minimarket"

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $56,100,700
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lucero to buy shelves and merchandise for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2012
Listed
Jan 7, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014