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Katherine Yuliana
Katherine is 23 years old. She lives in Ica with her partner and two young children, whom she loves and who are her main reason for living. She is a very friendly, hardworking and enthusiastic person who, along with her partner, dedicates all of her efforts to provide for her family.

Unfortunately, due to a lack of financial resources and the need to begin working, Katherine was not able to study a professional nursing degree, but she would have really liked to do so. She likes to read in her free time, and sometimes she cooks a delicious rice and chicken dish to share with her family.

On her own initiative and with plenty of effort and dedication, Katherine works in her small business selling clothing. She also rents out costumes. She works every day for 8 hours, beginning in the early morning. She is happy with her work and she believes that it is going well due to the friendly manner in which she treats her clients.

Katherine is very grateful for the Kiva lenders because thanks to their help, she will be able to buy construction materials such as cement, bricks, and sand, among others. She would like to finish the construction of a room in her home. She will then be able to provide better security and well-being for her family. She will continue working and striving to make her greatest dream come true: to expand her business and own a large store.
View original language description ↓
Katherine es una mujer de 23 años, vive en la ciudad de Ica con su pareja y sus dos pequeños hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su pareja dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Katherine no pudo estudiar la carrera profesional de Enfermería que deseaba, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta leer y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Katherine trabaja en su pequeño negocio de venta de ropa, adicionalmente también se dedica al alquiler de disfraces, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Katherine se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, como cemento, ladrillos, arena y otros, ya que con ello desea culminar la construcción de un cuarto en vivienda, de esta manera podrá brindar mayor seguridad y bienestar para su familia, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ampliar su negocio y tener una gran tienda comercial.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,575 helped Katherine Yuliana to buy construction materials.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 7, 2013
Currency Exchange Loss:
Jun 17, 2014