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Ly's Group
In this Group: Ly, Seoun
Ly, 47, lives in the Kror Kor district of Cambodia's Pursat province. She is married and has four children, with three daughters who are dependent on her and are currently in school. Ly earns her living through farming rice, earning around 17,000 KHR daily. She has been with Kiva's partner, VisionFund, for three loan cycles already, through which she accomplished buying household supplies.

Now Ly is in need of money to purchase a horse, so she is leading a group member, who has just been with VisionFund for the first time, to apply for a loan in the amount of 1,000,000 KHR and 500,000 KHR respectively. The group leader, Ly, will also spend her loan portion on the rental fees of her rice field. Ly expects a boost in her income and is willing to use the anticipated income to pursue the education of her children.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 232
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 3,995.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ly's Group's $400 loan helped a member to purchase a horse.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Feb 1, 2013
Currency Exchange Loss:
Nov 19, 2013