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La Imaculada (Cuenca) Group
In this Group: Esther Yolanda, Martha Adriana, María Etelvina, Rosa Cristina, Carmen Esperanza, Ana Lucia, Darwin Ruben*
* not pictured
The communal bank “La Inmaculada” is made up of six women and one man who live in a community in Cuenca, a place that enjoys a great deal of natural vegetation and green fields of crops. Its rugged geography offers beautiful landscapes, it’s people are kind, gentle and warmhearted and who with their daily work manage to get ahead with their families. Their pride is that they still maintain the culture and tradition of their parents.

One of the members of this group is Carmen. She is 28 years old and is a single mother of an 11-year-old daughter that attends a small school in their town. She doesn’t have her own house so she lives in the house of her parents with whom she shares the household expenses.

Doña Carmen makes a living raising pigs, guinea pigs and chickens. She is also engaged in agriculture, planting vegetables, and she sells her products in a market in the city.

She is going to invest her new loan in the purchase of chickens and feed for all of the animals. Her goals are to increase her crops and to have her own house.

The small photo is of a member who couldn’t be present when the group photo was taken.
View original language description ↓
El banco comunal la Inmaculada está formado por 6 socias y 1 socio quienes viven por una comunidad en Cuenca, lugar que goza de una gran vegetación natural y verdes campos de cultivos, su geografía accidentada nos regalan bellos paisajes, su gente son personas amables, gentiles y de un corazón muy cálido quienes con su trabajo diario salen adelante con sus familias, su orgullo es de aun mantener la cultura y tradiciones de sus padres.

Una de las socias de este grupo es la Señora. Carmen, tiene 28 años de edad, es madre soltera de una hija de 11 años que estudia en una escuelita de la localidad, no tiene casa propia por lo que vive en casa de sus padres con quienes comparte los gastos del hogar.

Doña Carmen se dedica a la crianza de cerdos, cuyes y pollos, también se dedica a la agricultura, siembra hortalizas y sus productos los vende en un mercado de la ciudad.

Su nuevo crédito lo va a invertir en la compran de pollos y alimento para todos sus animales.

Sus metas son agrandar sus cultivos y llegar a tener su casa propia.

La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Imaculada (Cuenca) Group's $1,950 loan helped a member to purchase chickens and animal feed.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2012
Listed
Jan 5, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013