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Concepcion Raul
Concepción is 36 years old and lives in the city of Ica. He has three children, who he loves and are his reason for living. He is a very friendly, hard working and enthusiastic person who dedicates all his energy to getting his family ahead. Unfortunately, due to a lack of resources, and because he needs to work, Concepción could not study for a professional career, but he would have liked to have done so. In his free time he likes to continue working and on occasion he makes a delicious dish of Chicharrones (a dish made from pork) to share with his family.

On his own initiative and with a lot of tenacity and dedication, Concepción works as a field hand on an agricultural farm close to his city. He works every day from the early morning hours and continues to work for around 8 hours. He is glad to do his work and believes that everything is going well because of his performance and responsibility.

Concepción is very appreciative of the loaners on Kiva because it is thanks to their help that he will be able to improve his home. He wants to be able to put a roof on the back part of the building because the rainy season is approaching and he wants to protect his family. To do this, he will continue working and striving to achieve his dream to finish the construction on his house.
View original language description ↓
Concepción es un hombre de 36 años, vive en la ciudad de Ica, tiene tres hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Concepción no pudo estudiar una carrera profesional, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta seguir trabajando y en algunas ocasiones cocina unos riquísimos Chicharrones para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Concepción trabaja como obrero de campo en un fundo agrícola de su ciudad, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, el se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y responsabilidad.
Concepción se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, el desea poder techar la parte trasera de su vivienda, ya que se acercan las épocas de lluvia y quiere proteger a su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de terminar la construcción total de su vivienda.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 112
    View loans »
    Peru Loans Fundraising
  • $55,250,775
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD