Haroldo, age 42, is single, and he has a 13 year old son who goes to elementary school. Haroldo started in the business of selling various new clothes, belts, and hats, among others, at the very early age of 16. He learned from his mother. He became an independent itinerant seller when he was 26. Five years later he managed to buy the right to a stand at the central market. On the week-ends he even takes his stand to the field to keep his customers.
He makes his purchases for cash at the wholesale markets. He sells for cash and credit to his fixed and casual customers. Haroldo has struggled to improve the quality of life for himself and for his son.
The loan is to buy pants, shirts, skirts, and outfits. One of his dreams is to improve his house and to expand his business.
Haroldo 42 años edad soltero con 1 hijo de 13 años estudiante de primaria, inicia su negocio de venta de ropa nueva variada, fajas, gorras entre otros, desde muy temprana edad a sus 16 años porque lo aprendió de sus mama, a sus 26 años se independiza como vendedor ambulante y 5 años más logra comprar el derecho de un tramo en el mercado central, aun con el tramo los fines de semana se traslada al campo para mantener a sus clientes, el las compras las realiza al contado en mercados de mayoreo y las vende al contado y al crédito a clientes fijos y eventuales, Haroldo ha luchado por mejorar la calidad de vida para el y su hijo. el motivo del financiamiento es para invertir en la compra de pantalones, camisas, faldas y trajes. Uno de sus sueños es mejorar su vivienda y ampliar su negocio.
Fundación Leon 2000
This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).