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Liana Del Carmen

Update on Liana Del Carmen

Liana del Carmen, age 52, is single and has three children, ages 35, 31, and 24. All of them are independent.

She sells general merchandise, primarily gold and silver jewelry, among others. She makes her purchases for cash at the wholesale markets and from individual businessmen in Panamá and Costa Rica. She sells for cash and credit to her fixed and casual customers. She has been conducting her business at home and in an itinerant manner for over 33 years.

She has been succeeding thanks to the financial help she has been given in order to invest in her business. She does this to satisfy the increase in customer demand that she has been experiencing lately.

Liana is requesting a loan to buy new products like elegant and everyday underwear, various men’s and women’s pants, different styles of blouses, make-up, and different styles of silver and gold jewelry. She will do this to offer her customers a great variety of products.
View original language description ↓
Liana del Carmen52 años de edad, soltera con tres hijo de 35,31 y 24 años de edad todos ellos son independientes, ella se dedica a la venta de mercadería en general principalmente en prendas de oro, plata entre otros, sus compras son al contado en mercados de mayoreos y bisneras de Panamá y Costa Rica, sus ventas son al contado y al crédito a clientes fijos y eventuales, negocio que lo realiza a domicilio y de forma ambulante desde hace más de 33 años , ella ha venido superándose gracia con el apoyo económico que se le ha brindado para invertir en su negocio y así satisfacer el incremento de demanda que ha tenido últimamente de su clientes, Liana solicita financiamiento para la compra de nuevos producto como son: ropa interior fina y corrientes, pantalones variados para damas y caballeros, blusas de diferentes estilo, maquillajes, prendas de platas y oro de diferentes estilos para asi ofrecerles una gran variedad de productos a sus clientes.

Previous Loan Details

Liana del Carmen's business is selling cosmetics and silver jewelry. She has done this activity from her home and as a street vendor for thirty two years. Now this entrepreneur has grown thanks to the financial support that the Fundación León 2000 has given her to invest in her business and thus… More from Liana Del Carmen's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $23,422,650
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Liana Del Carmen to increase her merchandise by purchasing things like clothes, shoes, and silver jewelry, among others.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 28, 2012
Listed
Jan 5, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014