Marcia De Jesús
Marcia, age 33, was born in this beautiful municipality. Her hard-won salary covers the daily support of her household. She is a municipal employee, and she works as a cashier. She is a single mother with three children under her care. She figures that her family is growing, and she wants to build a small room from wood and bricks so that her children are able to sleep a bit more comfortably.
She will use the loan to buy cement, sand, and bricks. She calculates that by the end of the year her house will be better. However, she needs this type of loan from Ceprodel and Kiva. At this time she has good health, the capacity to work, and integrity.
She thanks God for having led her to Ceprodel and Kiva so that they will continue giving her a friendly hand.
Marcia se Llama la Joven de 33 años, nacida en este bello municipio, cuyo salario a duras penas cubre el sustento diario de su casa, se dedica a brindarle su servicio en la alcaldía, desempeñando el cargo como cajera, cuenta con tres hijos bajo su cargo, es madre soltera.
Ella estima que su familia va creciendo y desea construir un cuartito de madera y ladrillo para que sus hijos duerman un poco más cómodo.
Dicho crédito lo estará invirtiendo en la compra de Sementó, Arena, Ladrillo.
Estima que a fines de año su vivienda estará mejor, pero para entonces necesita que Ceprodel y Kiva le brinden este tipo de crédito, de momento solo cuenta con su buena salud, su capacidad de trabajo, y su honradez.
Agradezco a Dios como primer instancia por haberme encontrado con Ceprodel y Kiva, para que estos me sigan dando su mano amigable
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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