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Yulisa Liseth
In the small town of Santa Rosa del Peñón, there are many diverse commercial activities. It is here that Yuliza lives. She is twenty-seven years old.

Yulisa is married. Her husband does not possess an income; he is unemployed. Her principal function is to offer her services in one of the health centers in her town. With the little amount she receives, she is able to sustain the livelihood of her home.

She only has her good health, her ability to work, and her honesty that she has maintained well. Today she is requesting a loan with Ceprodel. She will invest in the purchase of corrugated metal roofing and wood in order to be able to improve the roof of her home, since natural disasters have affected her a lot.
View original language description ↓
En el municipio de Santa Rosa del Peñón un pequeño pueblo, donde existen diversas actividades comerciales, es aquí donde habita la señora Yuliza de 27 años de edad.

Yulisa es casada, su esposo no posee ingresos, por lo que se encuentra desempleado y sus principales funciones el brindar sus servició en uno de los centro de salud de su municipio, con lo poco que ella gana a duras peña sostiene el sustento de su hogar.

Solo cuenta con su buena salud, su capacidad de trabajo, su honradez que es lo que la ha mantenido bien, hoy en día solicita un crédito con ceprodel donde lo estará invirtiendo en la compra de: Zin y Madera para poder mejorar el techo de su vivienda, ya que los fenómenos naturales le han afectado mucho.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,445,225
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Yulisa Liseth to buy corrugated metal roofing and wood.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 20, 2013
Currency Exchange Loss:
Dec 21, 2013