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Anielka Karina
The young woman, Anielka Karina, still lives on the same street where she was born and grew up. She is a young, single entrepreneur who, thanks to the effort of her parents, trained in language and literature since she loves reading. That is transmitted to the students she teaches.

She works as a high school teacher in the Mojarras region where she rises at 4am daily and travels 60km by bus in order to be punctual at her workplace.

She is responsible for the stability and well-being of her parents and wants to give them better living conditions, since they depend on her. For this reason, she is requesting a loan to improve their home by buying bricks and cement to expand a room to have more living space.

Because of the low salaries earned in her country, many times people are unable to fulfill their dreams. But, with the goodwill and compassion of the Kiva lenders, they can improve their standard of living and the economy of the people through these loans. For that reason, she hopes they will grant her this request to gradually fulfill her dreams.
View original language description ↓
La joven Anielka Karina es originaria de la calle real donde nació y creció, es una joven emprendedora, soltera que gracias al esfuerzo de sus padres se preparó como Lic. en Lengua y Literatura ya que le apasiona la lectura y es lo que les transmite a sus alumnos a los cuales les imparte clases.

Labora como maestra de secundaria en la comarca las Mojarras donde a diario se levanta a las 4 am para poder estar puntual en su centro de trabajo donde viaja en autobús recorriendo 60 km.
Como responsable de la estabilidad y bienestar de sus padres desea darles mejores condiciones de vida ya que ellos dependen de ella, por tal razón está solicitando un crédito para mejora de vivienda con el cual comprará ladrillos y cemento para ampliar un cuarto con el fin de tener más espacio en la vivienda.
Por los bajos salarios que se gana en nuestro país muchas veces no se pueden cumplir los sueños pero con la buena voluntad y misericordia de los inversionistas kiva mejoran el nivel de vida y económico de las personas a través de estos préstamos por ese motivo espera le concedan esta solicitud para poco a poco ir cumpliendo sus sueños.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,034,300
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Anielka Karina to buy bricks and cement.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 5, 2013
Currency Exchange Loss:
Jan 18, 2014