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Miguel Ulder
Miguel is 53 years old, and lives in Pucallpa, a city known for having a warm and inviting climate. Above all, the people that live in the city very good-natured and charming. Miguel shares his life with his partner and out of this love they have a beautiful 1 year old son for whom he would give his life to see him happy. Above all, his son is the reason why he fights every day, in spite of his adversities.

With much effort and responsibility, Miguel works as an employee at a company. He works around 9 hours per day and he believes it is going well because he is honorable and responsible.

Miguel is very appreciative of the support that the Kiva lenders have offered him since with this help he can buy construction materials such as wood, corrugated iron, and others so as to be able to make some improvements to his home. Since it is the summer season, there is a lot of rain in this area and in this way he will be able to prevent his home from flooding and offer a better quality of life to his family and will continue to fight to see his greatest dream become a reality: to have his own home and offer a better quality of life.
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Miguel tiene 53 años de edad, vive en la ciudad de Pucallpa, la cual s ecaracteriza por tener un clima calido y acogedor y sobre todo las personas que habitan la ciudad son personas de caracter muy alegre y carismático. Miguel comparte su vida con su pareja y fruto del amor que se tienen tiene un lino pequeño de 1 año de edad, por quien daria la vida con tal de verlo feliz y sore todo su pequeño es elmotor por el cual el lucha cada día, a pesar de las adversidades.

Con mucho esfuerzo y responsabilidad Miguel trabaja como empleado en una empresa, el labora alrededor de 9 horas al dia y el cree que le va bien en su trabajo porque es responsable y honrado.

Miguel esta muy agradecido con el gran apoyo que le han brindado los prestatrios Kiva ya con esta gran ayuda el podra comprar materiales de construccion como maderas, calaminas, entre otros para poder realizar mejoras en su vivienda, ya que debido a que estamos en epoca de verano hay muchas lluvias en esta zon y es por ello que de esta manera evitrara que su vivienda se inunde, asi podra ofrecerle una mejor calidad de vida para su familia y seguira luchando para poder hacer realidad su mas grande sueño:" Tener una casa propia y brindarle una mejor calidad de vida".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Miguel Ulder to buy materials such as corrugated iron, wood, and other building supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Jan 8, 2013
Currency Exchange Loss:
Jul 17, 2013