With much effort and responsibility, Miguel works as an employee at a company. He works around 9 hours per day and he believes it is going well because he is honorable and responsible.
Miguel is very appreciative of the support that the Kiva lenders have offered him since with this help he can buy construction materials such as wood, corrugated iron, and others so as to be able to make some improvements to his home. Since it is the summer season, there is a lot of rain in this area and in this way he will be able to prevent his home from flooding and offer a better quality of life to his family and will continue to fight to see his greatest dream become a reality: to have his own home and offer a better quality of life.
Con mucho esfuerzo y responsabilidad Miguel trabaja como empleado en una empresa, el labora alrededor de 9 horas al dia y el cree que le va bien en su trabajo porque es responsable y honrado.
Miguel esta muy agradecido con el gran apoyo que le han brindado los prestatrios Kiva ya con esta gran ayuda el podra comprar materiales de construccion como maderas, calaminas, entre otros para poder realizar mejoras en su vivienda, ya que debido a que estamos en epoca de verano hay muchas lluvias en esta zon y es por ello que de esta manera evitrara que su vivienda se inunde, asi podra ofrecerle una mejor calidad de vida para su familia y seguira luchando para poder hacer realidad su mas grande sueño:" Tener una casa propia y brindarle una mejor calidad de vida".
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid