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Delfina
Delfina is a 39 year old woman. She lives in the city of Chincha with her husband and two small children, whom she loves and who are her main reason for living. She is a kind, hardworking and enthusiastic person who with her husband dedicates all her efforts to getting her family ahead. Thanks to her efforts, Delfina was able to take some small courses in pastry making. In her free time, she likes to listen to music and sometimes cook a delicious Arroz con Pollo to share with her family.

Omn her own initiative, with a lot of effort and dedication, Delfina works at her small business selling breakfasts. She works every day from the early hours of the morning and can do it for approximately 4 hours. She is happy doing her work and believes that it is going well for her because of her good cooking, low prices and the friendly treatment she gives to her customers.

Delfina is very grateful to the Kiva lenders, since thanks to their help she can buy a small display case, and disposable to-go boxes and cups for beverages. This way, Delfina will have her business better set up and can serve more customers. She can keep working and striving to achieve her big dream of owning her own business.
View original language description ↓
Delfina es una mujer de 39 años, vive en la ciudad de Chincha con su esposo y sus dos pequeños hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta que junto con su esposo dedican todos sus esfuerzos por sacar adelante a su familia, gracias a su esfuerzo Delfina pudo estudiar pequeños cursos de repostería, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Delfina trabaja en su pequeño negocio de venta de desayunos, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 4 horas, ella se siente a gusto realizando su labor y cree que le va bien por su buena sazón, precios bajos y por el trato amable que brinda a sus clientes.
Delfina se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una pequeña vitrina, tapers descartables y embases para bebidas, de esta manera Delfina tendrá mejor acondicionado su negocio y atenderá a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia empresa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,995,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Delfina to buy a display case and disposable to-go boxes and cups.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 5, 2012
Listed
Jan 5, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013