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Esperanza Veronica
Esperanza is very hardworking; she has her own business as a dressmaker. She is single and doesn’t have children. She lives in the municipality of Ticuantepe. She makes her own designs and later sells them to the public. Currently, she wants to take advantage of the start of school classes to make uniforms and therefore have better earnings.

With this new loan, she will purchase premium material for working: fabric, zippers, buttons, thread, scissors, etc. She is grateful for the support on the part of AFODENIC, which they have given her through funds from Kiva.
View original language description ↓
La Joven Esperanza es muy trabajadora tiene su propio negocio es Modista, es soltera no tiene hijos, habita en el municipio de Ticuantepe, ella misma labora sus diseños y luego los vende al publico, actualmente quiere aprevechar la temporada de Inicio de clases para elaborar Uniformes y asi tener mejores ingresos, con este nuevo financiamiento comprar Materia prima para trabajarlos: Telas, Ciper, Botones, Hilos, Tijeras etc, Agradece el Apoyo por parte de Afodenic quien atravez de Fondos Kiva le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Esperanza Veronica to purchase premium material for producing her designs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 4, 2013
Currency Exchange Loss:
Jan 18, 2014