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Luis Fernando
Luis is a young man of 22 who lives with his mother, whom he loves very much and supports through his work. Luis' home is in the city of Ica, which is known for having a warm climate and above all for farming, especially cotton and lima beans, among others. Because of various financial difficulties, he was only able to study through the fifth grade, but he would have liked to have studied civil engineering.

Luis works day-to-day as a taxi driver. He works around 10 hours a day and he can serve up to 15 customers daily. He uses the fruit of his work to help his mother with the household expenses.

Luis is very thankful to Kiva's lenders, as it is thanks to their help that he will be able to perform routine maintenance on his car and install some accessories, such as a radio. This will leave him with a car in good condition and he will be able to drive with more confidence. He will keep fighting and working to make his greatest dream of having a taxi business a reality.
View original language description ↓
Luis es un joven de 22 años de edad, el cual vive al lado de su madre a quien quiere muchisimo y a quien apoya con el fruto de su trabajo. La viienda de Luis se encuentra en la ciudad de Ica, la cual se caracteriza por tener un cliam calido y sobre todo se desarrolla mucho la agricultura, en especial el cultivo de algodon, pallares, enter otros. Debido a varios problemas economcios el solo pudo estudiar hasta el quinto grado de educacion secundaria, pero le hubiera gustado mucho estudiar la carrera de Ingenieria civil.

Dia a dia Luis trabaja como chofer de taxi, el trabaja alrededor de 10 horas al dia y puede atender hasta 15 clientes diariamente, con el fruto de su trabajo puede apoyar a su madre con los gastos del hogar.

Luis esta muy agradecido con los prestamistas Kiva ya que gracias al apoyo que le han brindado el podra realziar un matenimiento general a su vehiculo y tambien poder colocar algunos accesorios al vehiculo como un autoradio, de estama manera tendra un vehiculo en buenas condiciones y podra conducir con mayor seguridad; asi el seguira lucahdno y trabajando para poder hacer realidad su mas grande sueño:"Tener una empresa de Taxis".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 159
    View loans »
    Peru Loans Fundraising
  • $60,197,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Luis Fernando to perform car maintenance.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Jan 4, 2013
Currency Exchange Loss:
Sep 17, 2013