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Walter Waldemar
Walter is a 43 year old man. He lives in the city of Huaraz with his little 5 year old boy, who he loves and is his main reason for living. He is a very friendly, hardworking, and enthusiastic person that has dedicated all of his effort to improve his life a little. Thanks to his effort, Walter could study for the career of systems engineering. Unfortunately, for various reasons, he has not been able to work in that profession. In his spare time, he likes to play soccer with his friends, and sometimes eat a delicious Cuy Chactado, which is his favorite food.

By his own initiative, and with much effort and dedication, Walter works in his small business selling and repairing cellular equipment. He works every day beginning in the early hours of the morning and works for approximately 12 hours. Walter feels happy doing his work and believes that he is doing well because of the friendly treatment he provides his customers.

Walter is very grateful to the Kiva lenders, since, thanks to you, he can purchase a larger quantity of cellular equipment, batteries, headphones, accessories, and other items. In this way, he hopes to be able to serve more customers so he can continue working and striving to achieve his dream of having his own home.
View original language description ↓
Walter es un hombre de 43 años, vive en la ciudad de Huaraz con su pequeño hijo de cinco años, a quien ama y es su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeño, gracias a su esfuerzo Walter pudo estudiar la carrera profesional de Ingeniería de Sistemas, lamentablemente por diversos motivos no ha podido ejercer su profesión, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones come un riquísimo Cuy Chactado, el cual es su comida favorita.
Por iniciativa propia, con mucho empeño y dedicación, Walter trabaja en su pequeño negocio de venta y reparación de equipos celulares, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, Walter se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Walter se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mayor cantidad de equipos celulares, baterías, audífonos, accesorios y otros, de esta manera él espera poder atender a mas clientes, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Walter Waldemar to buy cellular equipment, batteries, headphones, accessories, and others.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Jan 4, 2013
Currency Exchange Loss:
Sep 17, 2013