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Luz Ezequiela
Luz is a 62 year old woman who lives in the city of Ica with her husband who she loves and appreciates for all his support. She is a very kind, hardworking, and enthusiastic person who has a great desire to overcome. Unfortunately, because of a lack of economic resources and because she had to work to support her parents, Luz was not able to study for a professional degree. However, she would very much have liked to do so. In her free time, she likes to sew and embroider and sometimes to cook a tasty chicken in adobo sauce to share with her family.
On her own initiative, and with much determination and dedication, Luz works in her own business selling hamburgers and fried chicken. She also has a small grocery shop where she sells staple goods. Luz works every day from the early hours and works for about 8 hours. She believes she is doing well because of her good flavors and the kind treatment that she gives to her customers.
Luz is very grateful to the Kiva lenders as, thanks to the help offered, she will be able to buy groceries such as rice, sugar, milk, legumes, candy, oil, and others. In this way, Luz will have a better supplied store and will be able to serve more customers. So, she will be able to keep working and striving to be successful and to achieve her great dream of having a long and full life alongside her husband.
View original language description ↓
Luz es una mujer de 62 años, vive en la ciudad de Ica con su esposo, a quien ama y agradece todo su apoyo, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación, lamentablemente por falta de recursos económicos y por la necesidad de trabajar para apoyar a sus padres, Luz no pudo estudiar una carrera profesional, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta coser y bordar, y en algunas ocasiones cocina un riquísimo Adobo de Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Luz trabaja en su pequeño negocio de venta de hamburguesas y pollo broaster, adicionalmente ella tiene una pequeña bodega, donde vende productos de primer necesidad, Luz trabaja todos los días desde tempranas horas y puede hacerlo por un aproximado de 8 horas y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Luz se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de abarrotes, tales como arroz, azúcar, leche, menestras, golosinas, aceite y otros, de esta manera Luz tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para salir adelante y lograr su gran sueño de tener una vida larga y plena al lado de su esposo.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $54,552,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Luz Ezequiela to buy groceries such as rice, sugar, milk, legumes, candy, oil, and others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014