Dina works at her small beauty salon on her own initiative and with a lot of effort and dedication. She offers hairstyling, makeup, manicures, and pedicures. Dina works every day starting early in the morning and she can go for around 10 hours. She thinks she is doing well because of the quality of her services and because she treats her clients well.
Dina is very thankful to Kiva's lenders, as it is thanks to their help that she will be able to buy mirrors and chairs. These will go a long way toward improving the set-up of her business and they will allow her to see more clients. She will keep working and applying herself so she can get ahead and achieve her greatest dream of owning her own home.
Por iniciativa propia, con mucho empeño y dedicación, Dina trabaja en su pequeño salón de belleza, ella brinda servicios de corte de cabello, maquillaje, manicura y pedicura, Dina trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas y cree que le va bien por su buen servicio y por el trato amable que brinda a sus clientes.
Dina se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de espejos y sillas, los cuales le servirán de mucho para acondiciones su negocio y atender a mas clientes, así pues ella seguirá trabajando y esforzándose para salir adelante y lograr su gran sueño de tener su casa propia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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