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Joselyn Milagros
Joselyn is 19, single, and lives in the city of Ica with her parents and siblings. She is a very kind, hardworking and enthusiastic person who has a great desire to succeed. Unfortunately, due to a lack of economic resources and the need to work, Joselyn has not been able to pursue a professional career, but she would really like to. In her spare time, she likes to keep working and sometimes she cooks delicious noodles to share with her family.

Of their own volition, with much effort and dedication, Joselyn works providing cleaning services at a transportation service in the city. She works every day from early in the morning and works for about 8 hours. She believes that she is doing well due to her responsibility and honesty.

Joselyn is grateful to Kiva lenders, and thanks to the help she has received, she can purchase a small plot of land where she wants to build a small apartment where she can live, so she will continue to work and strive to succeed and achieve her dream of owning a home.
View original language description ↓
Joselyn es una joven de 19 años, es soltera, vive en la ciudad de Ica con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación, lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Joselyn no ha podido estudiar una carrera profesional, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta seguir trabajando y en algunas ocasiones cocina unos riquísimos Tallarines para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Joselyn trabaja brindando servicios de limpieza en una empresa de transporte de su ciudad, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas y cree que le va bien por su responsabilidad y honestidad.
Joselyn se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño terreno, en el cual desea construir un pequeño cuarto donde pueda vivir, así pues ella seguirá trabajando y esforzándose para salir adelante y lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $56,011,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD