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Benadette

Update on Benadette

Benadette is a 35-year-old mixed crop farmer who is married to Joseph, a businessman. They are blessed with three children. She has been in the farming business for 11 years and makes a monthly income of KES 12,000, which she uses to support her family.

She is applying for her third loan term with KADET LTD after repaying her previous loans on time. Benadette will use the loan to buy seedlings and fertilizer for her farm.

With the anticipated profit from the business, she plans to buy a dairy cow. Her hopes are to own a big tea farm, which will improve the living standards of her fa

Previous Loan Details

Bernadette is a 34-year-old mixed crop farmer who is married to Joseph, a business man. They are blessed with three children aged 17, 15 and 12 years old respectively. She has been in the farming business for ten years and makes a monthly income of KES 10,000 which she uses to support her family.... More from Benadette's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 705
    View loans »
    Kenya Loans Fundraising
  • $42,216,300
    Funds lent in using Kiva
  • 86.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Benadette to buy seedlings and fertilizer for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2012
Listed
Jan 4, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014