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Shaista is a 23-year-old woman. She is efficiently running a beauty parlor in her community. Her husband is a rickshaw driver but his income is insufficient to meet the basic needs of their family. Due to this reason, she started her own beauty salon to contribute to the family income to support the needs of her family members. She has two children. She is working hard to provide them with quality food, health and education. She has gradually improved her business with the support of Kashf foundation. It’s her 3rd year with Kashf Foundation. Currently she requested a loan of 30000 PKR to purchase more packs of makeup kits, cleansing products and lipstick. This will help her to cater to more customers time after time. She dreams of providing her children with a good quality education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shaista to purchase more packs of makeup kits, cleansing products and lipstick.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Jan 4, 2013
Currency Exchange Loss:
Jan 17, 2014