Kalala is a 51-year-old woman who is married with 6 children. She has a small business, gardening and cutting grass. She has 3 years with this business. Kalala needs a loan to buy herself a new grass cutter, gloves, a wheelbarrow and other supplies. She will use her profits to support her family and kids. Kalala joined SPBD in 2010 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.