Heng is the head of a family comprising five members. He lives with his wife and children in a small village in Reussey Keo district, Phnom Penh. To support his living costs, Heng has provided motorcycle repair services to people coming from the surrounding areas. Through his skills, friendliness and good communication with his clients, Heng is able to generate a suitable income of 7.00 USD each day. However, Heng’s spare parts have been running low, which has disturbed his business activities so far. Because of this, Heng would like to apply for a loan through HKL and Kiva to purchase motorcycle spare parts to increase his current inventory so that he can stabilize his business and thereby maintain his revenue. In the future, Heng dreams of having a large repair shop recognized by many people in his community.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.