Palota is 50 years old, married and has six children. She has a small plantation and grows taro and banana crops to earn a living. She has been doing this for two years. Palota has requested a loan to buy weed spray, gloves, spades, chemicals and fertilizer. She has been a member of SPBD for two years. With her profits, Palota hopes to earn more income to help her family and her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.