Lulu is 58 years old and married with one child. She makes and sells Samoan bags and traditional fans to earn a living and has been doing this for two years. Lulu has requested a loan to buy pandnus leaves, gloves and knives and to pay transport fees. She plans to use her profits to develop a new business and help her children's education. She joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.