Sonya is 30 years old and married with one child. She wants to start a small business making and selling pancakes in her community. To do this, she needs a loan to buy flour, yeast, cooking oil, a gas oven and plastic bags. In the future, Sonya hopes to earn more income and help her children's education. She joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.