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Ruta is 20 years old and single, with no children. She runs a small business, selling ice-cakes in her community. She has been doing this for many years. Ruta has requested a loan to buy ingredients needed for making her ices. She joined SPBD in 2011, to gain access to capital. With her earnings and with future loans, Ruta will improve her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Ruta to buy foam cups,sugar, and other supplies and ingredients for making ices to sell to customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 17, 2014