Nuualuga is a 74-year-old married woman with seven children. She makes and sells ice-cake in her community to earn a living. She has many years of experience with this business. Nuualuga needs a loan to buy ingredients needed in her business. She plans to use her profits to improve her business. Nuualuga has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.