Kapenta is 51 years old and married with four children. She wants to start a small business making pancakes and pork cakes to sell in her community. To do this, she needs a loan to buy flour, yeast, sugar, oil, mutton, a large cooking pot, and a gas oven. In the future, Kapeneta hopes to grow this business to help her family and kids and also to continually grow her profit. She joined SPBD, Kiva's field partner, in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.