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Sofia is a 37-year-old married woman with three children. She has a small vegetable garden to earn a living. She has been doing this for two years. Sofia has requested a loan to buy veggie seeds, chemicals, fertilizer, and sprayers. She became a member of SPBD this year. With her profits, Sofia hopes to pay for her children's education.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 12
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Sofia to buy veggie seeds, a wheelbarrow, and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 17, 2014