Sofia is a 37-year-old married woman with three children. She has a small vegetable garden to earn a living. She has been doing this for two years. Sofia has requested a loan to buy veggie seeds, chemicals, fertilizer, and sprayers. She became a member of SPBD this year. With her profits, Sofia hopes to pay for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.