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Margaret is 24 years old and married with two children. She owns and operates a small store, selling items such as onions, flour, rice, and soft drinks. She has been doing this for two years. Margaret needs a loan to restock her shop. She hopes to use her profits to pay for her children's education. She became a member of SPBD to gain access to capital for her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 29
    View loans »
    Samoa Loans Fundraising
  • $7,794,375
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Margaet to buy soap, salt, sugar, rice, and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 3, 2013
Currency Exchange Loss:
Dec 17, 2013