Check out some available loans that are similar to this one!
Siempre Juntas Group
In this Group: Marina, Rosa Milena, Hilda Luz, Carmen Elena, Nancy Mercedes
Greetings from Peru! This is the group Siempre Juntas. This group of five members who know each other is undertaking their fifth loan. Marina is the president of the group, she is 58, married, and has 3 adult children.

Marina has been selling beauty products for about 2 years and is doing very well. Her customers are made up of family friends and some people that she found on her own. For now does not have a place to sell directly, but later she wants to open a business dedicated to beauty. The money from this loan will be used to improve her business with the purchase of various products such as perfumes, colognes and makeup. With the supply of these products she can cater to her clientele and in this way, her business will thrive.

Marina is grateful for the loan to her communal bank, especially to EDAPROSPO and Kiva investors worldwide.

Marina is pictured standing in the photo dressed in a black and green blouse.
View original language description ↓
¡Saludos desde Perú! Este es el grupo Siempre Juntas

Este grupo está emprendiendo el quinto ciclo, son 05 socias que se conocen entre sí. Marina es la presidenta del grupo ella tiene 58 años, es casada con 03 hijos mayores de edad. Marina se dedica a vender productos de belleza, ya lleva vendiendo cerca de 02 años y le va muy bien, sus clientes lo conforman sus amigas familiares y algunas personas que ella encuentra por su propia cuenta, por ahora no cuenta con un lugar donde vender directamente; pero más adelante desea abrir un negocio dedicado a la belleza, el dinero de su préstamo lo utilizara para mejorar su negocio con la compra de diversos productos como perfumes, colonias y maquillaje. Con el abastecimiento de estos productos podrá atender a su clientela así su negocio ira prosperando.
Marina está muy agradecida por el préstamo para su grupo comunal, especialmente a EDAPROSPO y a los Inversionistas KIVA de todo el mundo.
Marina aparece en la foto de pie con blusa negra y verde.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $58,982,775
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Juntas Group's $3,550 loan helped a member to buy beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 3, 2013
Jan 4, 2013
Currency Exchange Loss:
Jun 17, 2013