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Los Triunfadores Group
In this Group: Marco Gilnerto, Doris, Estela Victoria, Katya Ines, Cinthia Ines, Segundina, Adim Joel, Alfredo, Quintin, Marco Alfredo
A group of neighbors and friends formed the Communal Bank “Los Triunfadores” (The Winners) in the city of Cusco. The Communal Bank is made up of men and women who are hard-working and entrepreneurial and who are always looking for opportunities to move forward, and to provide their children with better futures with their daily efforts.

The economic activities of the members include, for example, raising small animals, selling agricultural supplies, food sales, private employment, tourism, and other things.

Doris is a member of the Communal bank. She is 46, and is in a common law marriage within which she has had four children. Doris makes a living offering tourist services. Doris takes tourists to a community where they do experiential tourism. She has several years experience in tourism and it is going very well for her. Doris is requesting a loan at this time to buy products such as towels, soaps, toothpaste and other things.

The members, in general, appreciate the opportunity offered and are committed to making each of their different payments within the time allotted.
View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “Los Triunfadores” en la ciudad del Cusco y el banco comunal está conformado por mujeres y varones que son trabajadores y emprendedores que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de las socias son por ejemplo; crianza de animales menores, venta de insumos agropecuarios, venta de comida, empleado privado, turismos y otros.

Doris es miembro del banco comunal, ella tiene 46 años y tiene una relación de unión libre de la cual tiene cuatro hijos. Su actividad económica de la señora Doris es brindar servicios turísticos. Doris lleva a turistas a una comunidad donde hacen el turismo vivencial. Ya son varios años que se dedica al turismo y le va muy bien. En esta oportunidad Doris requiere el préstamo para comprar productos como toallas, jaboncillos, cremas dental y otras cosas más. Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Triunfadores Group's $3,425 loan helped a member to buy products like towels, soaps, toothpaste and other things.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 6, 2012
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013